Can you begin to Makeover Your Money Management in 30 Days?
30 day challenges are intense periods of focus in one area of your life.
As a mental health nurse, lifecoach and hypnotherapist, I devised a SIX STEP COACHING MODEL to help my clients focus on areas of importance and development in their life. This enabled them to develop a strategy for setting goals and documenting them using a simple memorable method.
Setting goals is an everyday task for most people, they fix it in their minds and just go for it. Others need a step-by-step written plan and need to be aware of the risks and benefits of progress.
I use a 12 sector Wheel of Life Chart - based on Astrology (though nothing to do with astrology). It helps me to memorise the areas and offered a more complete Wheel of Life. One of these areas relates to DEBT, DEATH and all things TABOO.
I use it as an ASSESSMENT TOOL to score 0-10 for each area of life, then would pick three areas to focus on, which may also impact positively on others areas of your life or the area that is holding you back. Then you build a progressive plan for each area.
For example you could focus on
The best examples are areas where you can be in control of the outcome as much as possible. The areas where change can be measured and monitored. You control the pace, education, outcome and skills development.
For the next 30 days, I will be focusing on Debt and Money Management. I will also be blogging and vlogging about my plans and progress.
Subscribe to my Youtube channel for updates and private videos.
See you on Day One! :)
No I am NOT KIDDING!
So you're in DEBT and people keep telling you 'It's a MINDSET thing!' Or it's a Law of Attraction Opportunity.
Have they gone mad? Well, that's one way of looking at it. But it's not a helpful perspective.
The truth is you borrowed from the future, to pay for the present and now your present and future is and will be paying for your past!
But in the process, you probably acquired a few assets, right? They maybe tangible or intangible - items you can use or sell, knowledge you have acquired, skills or experiences you can capitalise on. Are you capitalising on yours?
Being in debt can be a great opportunity
Just knowing how to do one thing may be all you need to know to develop an income or pay off a debt. Yet so many of us are taught more education gives us MORE opportunity to earn more income.
Coming from a market town I know different. Sometimes you can overcomplicate a simple process while someone else is DOING it. There are many people just buying and selling on market stalls earning more than people with MBA qualifications, just because they got out and did one simple task over and over again!
Set out your stall and get to work!
Being in debt can become a great opportunity to develop skills and opportunities you may have otherwise overlooked, neglected, taken for granted or ignored. You have to decide to get rid of the debt, develop a strategy (or find one) and knuckle down to the hard work of applying or developing the resources you have within your reach.
It involves uses your resources of time, skills, knowledge, social network, negotiating, project management, allocating resources, capital investment, marketing and budgeting. These are skills worthy of any aspiring CV writer in search of career progression. Graduates - here's an opportunity to show the world what you're capable of, myself included.