Yes, you will miss out on so much. It could be argued, that some societies are set out in such a way, so that the poor are not as deprived as they used to be. But whatever advantage society tries to give you, it can never be facilitated without MONEY. Somebody somewhere is paying the cost.
So you will miss out. The state can help to an extent. Grants, charities, social security can all assist if you ask. But at some point the word is going to POINT the FINGER directly at you!
That word being:
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